How It Works

Two Ways to Work with Atlas.

Either Atlas walks the loss, or you already did and Atlas writes it. Same estimate, same format, same standard either way. Here is what happens in each lane, what you send, and what comes back.

Tell us what you handle and where. We'll tell you plainly whether Atlas is a fit, what it costs, and how it works.
In-Person
Atlas Walks It
01
Initial Consultation

A short call or an email to start: the loss address, the type of loss and the date, the claim number if there is one, and what you need back. Atlas tells you plainly whether it's a fit, what it will cost, and how the file will be delivered. Then send what you already have (an ESX or PDF from anyone, photos, the mitigation contractor's drying log) and a contact who can meet on site. What isn't required: an account, a contract, or a pipeline. One loss is a real engagement.

02
Walk It Together

On site with you, or on a video call if that's how you work. We go through the loss, talk through the damage, and agree on the scope before anything gets written. That conversation is where most estimate problems get prevented.

03
Document

A Matterport scan of every affected area, and the unaffected ones that share a finish, so the sketch and the measurements come from one source. Laser where the scan can't reach. Moisture readings where they justify a removal line. Thermal imaging where finishes hide the water. A photo of every surface the estimate will name, labeled to the room.

04
Write

The estimate is built in Xactimate® from the measured sketch, room by room, and written so it tells the story of the loss: top down, trade by trade. Related items travel together (the flood cut, the tape and float, the seal, the paint, two coats). Detach and reset, general conditions, and code-required items are on their own lines so you can see them and a contractor can build from them. Where the loss involves an engineer's report or an environmental protocol, Atlas writes to it and says so.

05
Deliver

The ESX and the PDF, the room-by-room photo report, the Matterport sketch and walkthrough link, the invoice, and notes on anything Atlas could not verify, in your Atlas portal and by email. One round of revisions is included; send them together. Revisions come back as a revised ESX and PDF.

Remote
You Walked It, Atlas Writes It
01
Send What You Have

The .esx with the sketch, a DocuSketch or Matterport link, photos, your scope notes, the drying log. If you have your own estimating guidelines, send those too and Atlas writes to them.

02
Atlas Goes Through It

Every room, every photo, every reading, against the scope you described. If something doesn't line up, you hear about it before the estimate is written, not after.

03
Write

Same as lane one: Xactimate®, from your measurements, top down and trade by trade.

04
Deliver

ESX and PDF, and the invoice.

Pricing

Estimating is priced by loss value on a published schedule. Matterport 3D documentation is $289 to 3,500 square feet, with 90 days of hosting. Work outside the schedule is $189 per hour. Travel within 50 miles of Merrimack, NH is included. Net 30.

Questions People Ask Before They Send the First File
Do I need to be on site?
Yes, at least at first. Once there's a working relationship and a shared understanding of expectations, that gets much more flexible.
Can Atlas work from my photos and sketch without a visit?
Yes. You get a written note of what was and wasn't verified.
What if the carrier comes back with questions?
Send them over. The estimate was written to answer them.
Who submits the estimate?
You do. Atlas writes it. The licensed professional or the contractor's team handles the claim.
What about microbial growth, structural, or fire cause?
Atlas writes to the IEP's protocol, the engineer's report, and the fire marshal's findings. It does not replace them.
Need Something Estimated This Week?
Tell us what you have. We'll tell you whether Atlas is the right fit and what it would cost.