Types of Loss/Residential/Water Damage

Water Rarely Stops Where It Starts.

From the source of the loss to the rooms, finishes, and assemblies affected along the way, Atlas traces the full path of damage and builds a scope that accounts for what needs to be removed, dried, repaired, and restored.

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The Process

Once drying is done, a water loss is a construction job: flood-cut drywall, pulled baseboard, lifted flooring, cabinets off the wall. Atlas walks the loss after mitigation, confirms the demolition matches the damage, follows the water into every area it could have reached, and writes the put-back in Xactimate® from a measured sketch, top down and trade by trade.

Where Scopes Come In Short

The Water Didn't Stop Where It Showed

Water takes the path of least resistance and it is rarely a straight line down. A loss on one floor can skip the floor below and come out two floors further down through a chase. Every area that could have taken water gets inspected, not just the ones with a stain.

Materials That Don't Come Back

Wet batt insulation compacts and loses its R-value even after the wall cavity dries. Cupped or crowned hardwood can be sanded flat on top, but the underside stays cupped and the floor moves and squeaks later. Neither is pre-loss condition. Where that's the case, the line is replace, not dry in place.

The Natural Break

Hardwood that runs into the hall is one floor; the boundary is where the material breaks, not where the water stopped. A patched wall is painted to the nearest corner or door, two coats, not one.

The Lines Nobody Carries

Cabinet detach and reset, and the labor to unpack and inspect the new ones. Hardwood acclimation before install. Floor protection and contents manipulation. Dumpster planking so the roll-off doesn't wreck the driveway. Ongoing cleanup, not just final. Each has a reason behind it, and each is defensible.

Code Note

Rebuild opens the wall, and what goes back in it has to meet current code. Insulation, electrical, and plumbing upgrades triggered by the repair are written on their own lines so they can be reviewed as ordinance-or-law items.

What Comes Back

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The reconstruction estimate as ESX and PDF, written top down and trade by trade: flooring boundaries, detach and reset, paint breaks, and general conditions on their own lines so the file explains itself. Room-by-room photo report. Measured sketch.

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